For Ann Vanderslice.

You taught our team that understanding federal benefits isn't about memorizing acronyms. It's about protecting the people behind them. Long before I wrote a single page of this book, you were already doing the hard work: training advisors, educating federal employees, and building Federal Benefits Made Simple into one of the most trusted names in the industry. Your generosity shaped not just my practice, but this entire team's approach to the families we serve.

Every federal employee who benefits from this book has you to thank, whether they know it or not.