# Capital Wealth

> Fiduciary retirement planning for Utah families since 2009.

Capital Wealth is a fee-based, fiduciary financial advisory firm in Lehi, Utah founded by Michael Stevens, IAR. We specialize exclusively in retirement income planning, tax optimization, and self-directed brokerage account (SDBA) management.

## Services
- Retirement Money Map (proprietary planning tool)
- Tax Planning & Roth Conversion Strategies
- Social Security Optimization
- Medicare & IRMAA Planning
- 401(k) & IRA Rollovers
- Estate & Legacy Planning
- Portfolio Management

## Key Facts
- Founded: 2009
- Location: Lehi, Utah
- Founder: Michael Stevens, IAR
- Families Served: 1,000+
- Standard: Fiduciary (legally required to act in client's best interest)
- Fee Structure: Fee-based (advisory fees paid by clients; any insurance commission earned only through affiliate CWA Insurance Services, LLC, and separately disclosed)
- Licenses: Series 66, CA Insurance #0G96805
- Radio: Host of Retire Right Radio (KSL, KNRS)
- Book: Retire Right, Retire Now (Spring 2026)
- Phone: 801.210.2800
- Website: https://www.capitalwealth.com
- Email: info@capitalwealth.com

## Who We Serve
- Pre-retirees (5-10 years from retirement)
- Recent retirees navigating income transitions
- Families with $500K+ in retirement savings

## Contact
Schedule a complimentary consultation: https://www.capitalwealth.com/contact/