About Capital Wealth Advisors
Serving Utah families since 2010 with personalized retirement planning and fiduciary financial advice.
Michael Stevens, IAR
Investment Adviser Representative & Founder
Michael Stevens didn't start his career planning to become a financial advisor. Originally on a pre-med track, his path changed dramatically when his father passed away during his college years. This life-changing event shifted his perspective and ultimately led him to the world of finance, where he discovered his passion for helping families navigate complex financial decisions.
After completing his BS in Business Management at Utah Valley University, Michael earned his Series 66 certification and began building what would become Capital Wealth Advisors in 2010. His commitment to the fiduciary standard means he is legally obligated to act in his clients' best interests at all times - no conflicts, no commissions, just honest advice.
Michael holds a California insurance license (#0G96805) and serves on the board of Junior Achievement of Utah, where he helps educate young people about financial literacy and entrepreneurship. This community involvement reflects his belief that financial education should be accessible to everyone.
Our Team
Experienced professionals dedicated to your financial success.
Michael Stevens
Founder & Lead Advisor
Founded 2010, originally pre-med, shifted to finance after father's passing. BS Business Management, Utah Valley University. Series 66 certified, fiduciary standard. California insurance license #0G96805. Board member Junior Achievement of Utah.
Brent Thompson
Advisor
Brent brings extensive experience in comprehensive financial planning and portfolio management. He works closely with Michael to ensure every client receives personalized attention and strategic guidance tailored to their unique retirement goals.
Our Mission
To provide comprehensive retirement planning that gives our clients confidence and peace of mind for their financial future.
Fiduciary Commitment
We are legally bound to act in your best interest at all times. No sales quotas, no product commissions - just honest, objective advice.
Comprehensive Planning
Our holistic approach addresses all aspects of your retirement: income planning, tax optimization, estate planning, and risk management.
Utah Expertise
Deep knowledge of Utah tax laws, local regulations, and the unique financial planning needs of Utah families.
Our Core Values
Integrity First
Every recommendation we make is in your best interest, period. Our fiduciary standard isn't just legal - it's moral.
Education Focus
We believe informed clients make better decisions. We take time to explain strategies and ensure you understand your options.
Long-term Relationships
We're not here for quick transactions. We build lasting relationships that span decades, adapting as your needs change.
Proactive Service
We stay ahead of changes in tax law, regulations, and market conditions to keep your plan optimized.
Why Families Choose Capital Wealth Advisors
Specialization in Retirement
Unlike generalist advisors, we focus exclusively on retirement income planning and tax optimization for families approaching or in retirement.
Our Expertise Includes:
- Tax-efficient withdrawal strategies
- Social Security optimization
- Medicare and IRMAA planning
- Estate and legacy planning
- Federal employee benefits
Community Involvement
Junior Achievement of Utah
Michael serves on the board of Junior Achievement of Utah, helping educate young people about financial literacy, entrepreneurship, and workforce readiness. This involvement reflects our commitment to improving financial education in our community.
Through JA Utah, we've helped teach financial literacy to hundreds of students, believing that early education creates stronger financial futures for Utah families.
As Heard On Utah Radio
Michael regularly shares retirement planning insights and answers listener questions on local Utah radio programs.
Financial Planning Insights
Tune in to hear practical retirement planning advice, market commentary, and answers to common financial questions from Utah families.
Ready to Start Your Financial Journey?
Let's discuss your retirement goals and how we can help you achieve them.