UTAH FINANCIAL ADVISOR
Utah's Trusted Financial Advisor for Retirement Planning
Finding a real fiduciary in Utah isn't easy. Most "advisors" are really salespeople selling products for commissions. Capital Wealth is different — we're fee-only fiduciaries who put your interests first, every time.
THE PROBLEM
Does This Sound Familiar?
You can't tell who's a real fiduciary
Everyone calls themselves an advisor, but most are really insurance agents or brokers earning commissions on what they sell you. How do you find someone legally required to put your interests first?
You're getting generic plans that don't fit Utah
National firms don't account for Utah-specific tax considerations — like our 4.55% flat income tax on all income including retirement withdrawals. You need local expertise.
You've saved well but have no plan
You've built a nest egg of $500K, $1M, or more — but you don't have a clear strategy for turning those savings into reliable retirement income without running out of money.
You're worried about taxes eating into your income
Between federal taxes, Utah state taxes, and Medicare IRMAA surcharges, you could lose 30-40% of your retirement withdrawals. You need strategies to minimize that drain.
THE SOLUTION
Local Expertise. Fiduciary Standard. Real Results.
Why Utah Families Choose Capital Wealth
We're based in Lehi and serve families throughout Utah County, Salt Lake County, and the entire Wasatch Front — from Ogden to St. George. We understand Utah's tax landscape, retirement patterns, and the unique needs of families planning retirement in this state.
Mike Stevens, our founder, is a published author, KSL and KNRS radio host, and has served over 1,000 Utah families with 25+ years of experience. We're fiduciaries, which means we're legally and ethically required to put your interests first — not sell you products for commissions.
Areas We Serve in Utah:
- Lehi (headquarters) — Utah County
- Salt Lake City and surrounding areas
- Provo and Orem — Utah Valley
- Bountiful and Davis County
- Ogden and Weber County
- Park City and Summit County
- St. George and Washington County
- Virtual meetings available statewide
FIDUCIARY VS BROKER
What Makes a Fiduciary Different?
Legal Obligation to You
Fiduciaries are required by law to act in your best interest. Brokers only need to recommend "suitable" products — even if they earn higher commissions on them.
Transparent Fee Structure
We charge fees based on assets under management or flat planning fees. No hidden commissions, no product sales, no conflicts of interest.
Comprehensive Planning
We build holistic retirement plans covering income, taxes, Social Security, Medicare, and estate planning — not just investment portfolios.
COMMON QUESTIONS
Utah Financial Advisor FAQ
Everything you need to know about working with a fiduciary advisor in Utah.
Talk to an Advisor