Pension, survivor benefits, the FERS Supplement, your TSP — each one is usually explained in isolation. Join Ann Werts live from anywhere in the country and see how the pieces fit together into one usable retirement strategy.
Most classes explain each FERS benefit in its own silo. The value is in how they connect. We take the four pieces — pension, survivor benefits, the supplement, and your TSP — and show you how they work together as a single retirement plan.
Your high-3, your years of creditable service, and the multiplier — including the 1.1% bump at age 62 with 20 years. We show how small timing changes move the number.
The full vs. partial survivor annuity election, what it does to your monthly pension, and how it ties to your spouse keeping FEHB coverage after you're gone.
Who qualifies, how it's estimated, the earnings test that can reduce it, and exactly when it ends — so there's no gap or surprise in your income plan.
How the funds and Lifecycle (L) funds work, traditional vs. Roth, and how the TSP layers on top of your pension and the supplement to fund the retirement you want.
"I'd been to benefits classes before, but I always left with the pieces in separate boxes. This was the first time pension, the supplement, and my TSP actually fit together into one plan I could picture. My wife joined from the same screen and finally got it too."
Federal Benefits Specialist · Capital Wealth
"A VERA or VSIP offer comes with a deadline, not a decision guide. We line the offer up against your pension, your TSP, and your tax bracket — then we write down what it actually means for you."
No Zoom account needed.
We'll email your unique join link the day of the event, plus a calendar invite immediately after registration. Sign on 5 minutes early to test audio.
Just need a browser and a quiet room. Headphones are nice. We'll cover slides, run the math live on screen, and take questions in the chat. A summary goes out within 48 hours to all attendees.
No. This is independent fiduciary education — not limited by handbook scripts and not endorsed by any federal agency.
Any stage. Whether retirement is twenty years out or next year, seeing how the FERS pieces fit together — pension, survivor benefits, the supplement, and your TSP — helps you make better decisions now. The earlier you understand the system, the more options you have.
The whole FERS picture in one hour — how your pension is calculated, how survivor benefits work and what they cost, how the FERS Supplement bridges you to Social Security, and the TSP basics that tie it together into one retirement strategy.
No products are offered or sold during the webinar. Spouses are welcome and encouraged — watch together from one device, or register separately for your own join link.
Limited live seats. The math works the same whether you attend or not — but it's a lot easier to read once someone has done it for you.
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