Military buyback deadlines. The 1.1% multiplier. Sick-leave conversion. FEHB's 5-year trap. The tactical checklist we built from 20 years inside federal benefits — yours free.
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Built from Ann Werts' April 9, 2026 Weber State workshop — where 42 federal employees got walked through the exact moves most feds miss in the 5 years before retirement.
Federal Benefits Specialist · Author, FedTelligence 2.0
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