Federal Authority Briefing
The Masterclass for Federal Professionals: Turn Your Benefits into a Secure Legacy.
A comprehensive briefing on FERS, TSP, FEGLI, and FEHB. Specifically designed for GS-12+ federal employees approaching retirement.
Request My Briefing
Priority Access for Federal Employees
BESTSELLING AUTHOR
Retire Right, Retire Now
The Fiduciary Protocol
A Holistic Architecture for Legacy
As fiduciaries, we are legally bound to act in your best interest. We coordinate these five pillars to ensure no benefit is left unprotected.
Income
FERS High-3 & Supplement Optimization
Tax
Roth Conversions & Tax-Efficient TSP
Market
Risk-Managed Portfolio Growth
Health
FEHB & Medicare Coordination
Estate
Intergenerational Wealth Transfer
The Math Behind Your Legacy
Precision Benefit Architecture
01
The FERS Optimization
Calculation Basis
High-3 Average Salary
1.1% Multiplier at
Age 62+20 Years
Architect's Note: Failing to time your retirement date with your High-3 peak can cost the average federal employee over $240,000 in lifetime income.
02
The FEGLI Cost-Cliff
FEGLI Option B premiums are based on 5-year age bands. What costs $135/month at age 45 can exceed $800/month by age 70 — for the same coverage that's losing real value to inflation every year.
A private level-term policy at age 50 can replace Option B coverage at 40% of the cost — with premiums that never increase.
RISK FACTOR: HIGH // REVIEW REQUIRED BEFORE AGE 55