FERS, TSP, FEHB, FEGLI, Social Security — five intricate systems, one retirement, and a window of decisions you only get to make once. Spend a Thursday evening at Weber State Davis with Ann Werts and walk out with the math done.
Other workshops read you the OPM handbook. We don't have time for that — and neither do you. Each block ends with a specific decision you'll know how to make by the end of the night.
MRA + 10 vs. immediate retirement, the supplement earnings test, the survivor election (and why it's irrevocable on the day you sign).
The G Fund argument, the Mutual Fund Window, the order of withdrawals across TSP, IRA, and taxable, and how Roth fits in.
The 5-year rule, premium-sharing math, IRMAA brackets, and what changes if your spouse has separate coverage.
The post-65 cost cliff on Option B, when private term wins, plus claiming windows, WEP/GPO, and integrating with your FERS pension.
"We had two months until retirement and no idea whether to take the supplement or wait. Two hours later we knew the answer — and the math behind it. My wife came too, and we both walked out lighter."
Federal Benefits Specialist · Capital Wealth
"FERS, TSP, FEHB, Medicare — none of these decisions stand alone. We line them up against your tax bracket, your spouse's coverage, and your timeline. Then we write it down."
D2 Building, Room 117 (first floor, right inside main entrance)
2750 University Park Blvd · Layton, UT 84041
Arrive 15 minutes early to settle in.
D2 Building, Room 117 — first floor, right inside the main entrance. Look for signage at the door. We'll have coffee and water on the table.
No. This is independent fiduciary education — not limited by handbook scripts and not endorsed by any federal agency.
No products are offered or sold during the workshop. Period. If you want a one-on-one conversation afterward, that's your call.
Please do — we encourage it. Survivor elections, FEHB, and SS claiming are joint decisions, not solo ones.
Yes — we'll cover where 6c rules diverge from standard FERS, including the mandatory retirement age and the supplement difference.
Limited seating. The math works the same whether you attend or not — but it's a lot easier to read once someone has done it for you.
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