A free live webinar every other Thursday with federal benefits specialist Ann Werts — FERS, TSP, FEHB & Medicare, Social Security, survivor benefits, and the early-out offers landing on desks right now. Bring your questions; we save time for open Q&A.
Hosted by Ann Werts — Federal Benefits Specialist · 25+ years
Twelve sessions covering every major federal retirement decision. Attend the ones you need, or follow the whole series. Dates for upcoming sessions are subject to change.
A plain-English overview of the FERS pension — eligibility, the best days to retire, and how the annuity is calculated — so you can maximize the value of your pension.
With early-retirement and buyout offers still coming from agencies, being prepared matters more than ever. Learn how to read your numbers — VERA early retirement, VSIP buyouts, and a Reduction in Force — and make sound choices if an offer comes your way.
An overview of the entire FERS system — pension, survivor benefits, the FERS Supplement, and TSP basics — woven into one useable retirement strategy.
How the FERS Supplement is calculated and when it ends at 62, plus one of retirement's most important decisions — when to begin Social Security. Strategies for single and married couples, and managing the tax consequences.
How the TSP funds and Lifecycle (L) funds work, plus accessing your account, contributions, inter-fund transfers, and loans.
A deeper class on allocation — including the pros and cons of the Roth TSP and the return potential and risk associated with each TSP fund.
Once you retire, the planning changes. How to withdraw from your TSP efficiently to generate monthly retirement income — and maximize the value of your hard-saved dollars.
New for 2026 — converting traditional TSP balances to the Roth TSP. Current vs. future tax rates, expected uses for the funds, and how the tax on the conversion gets paid.
The major features of the Federal Employees' Group Life Insurance program — Basic and Optional coverage — and the benefits and costs through a federal career and into retirement.
From application to final adjudication — a walk through the entire federal retirement process and what to expect when you complete your retirement application.
What to look for when comparing health, dental, and vision coverage during Open Season — plus how a Flexible Spending Account lets you set aside pre-tax dollars for out-of-pocket healthcare costs.
FEHB is the only group health insurance in the country that lets you opt out of Medicare Part B at 65. The pros and cons of opting in, and what each of the four parts of Medicare covers.
Real education from someone who has spent 25+ years inside the federal benefits system — not a sales pitch.
Every session in the series is complimentary.
Join from anywhere. 45–60 minutes plus open Q&A.
FERS, TSP, FEHB, FEGLI — taught in plain English.
Attend together, or each register for your own link.
Nothing. Every session in the series is free and held live online via Zoom, with open Q&A at the end.
A new session runs every other Thursday, 5:00-6:00 PM Mountain. Each one covers a different federal retirement topic, so you can attend just the ones you need or follow the whole series.
No. The series is designed for federal employees at any stage. The earlier you understand your benefits and your numbers, the more options you have - so it is worth attending well before you plan to retire.
No. These are educational sessions with no high-pressure pitch. Ann teaches the material and answers your questions; if you want a personal review afterward, you can request one, but it is never required.
Yes. Recorded sessions are posted on this page as replays you can watch any time.
Absolutely - spouses are welcome and encouraged. You can watch together from one device or each register for your own link.
Plain-English federal retirement insights, legislative updates, and first dibs on webinar seats — straight to your inbox. Free, and you can unsubscribe anytime.
If you'd rather talk through your own numbers, you can book a free 30-minute federal benefits call with our team any time.
Book a 30-minute call →Important: Capital Wealth is not affiliated with or endorsed by the U.S. Government, Social Security Administration, Office of Personnel Management, or any federal agency. These are independent educational webinars. All information presented is for educational purposes only and should not be considered official government guidance. Advisory services offered through Capital Wealth, LLC, a State of Utah Registered Investment Advisor. Insurance services offered through CWA Insurance Services, LLC.
